What you need to know about Refinancing

What you need to know about Refinancing

A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage. Read this guide to the refinancing process, and speak to your broker, before deciding whether it’s right for you. Refinancing involves taking out a...
Mortgage Offset Accounts

Mortgage Offset Accounts

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of...
Federal Budget 2017 Snapshot

Federal Budget 2017 Snapshot

There is always hype about the Australian Federal Budget every year but, you may wonder, what exactly is it and why is it important to you and your family? The Budget is the government’s annual financial report and policy statement to the Parliament and nation. It is...
Property Purchase Costs

Property Purchase Costs

One of the biggest goals in life for most people is to own their own home, a place you can call your own. However, most prospective buyers aren’t aware of the many associated costs that are involved. You may think that you only need to save a deposit, obtain home loan...
What is Mortgage Insurance?

What is Mortgage Insurance?

Most people’s dream is to one day have a home of their very own. Their own “Castle” so to speak. However, becoming a home-owner has become increasingly difficult over the years, particularly with the price of property increasing and lenders regularly changing their...