Stepped vs Level Insurance Premiums

Stepped vs Level Insurance Premiums

Life insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase with age, life insurance premiums will generally increase over time. That’s why most insurers offer two common ways of paying for, and...
Home Loans 101

Home Loans 101

There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable Loans Variable loans are loans that are subject to interest rate fluctuations....
What you need to know about Refinancing

What you need to know about Refinancing

A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage. Read this guide to the refinancing process, and speak to your broker, before deciding whether it’s right for you. Refinancing involves taking out a...
Mortgage Offset Accounts

Mortgage Offset Accounts

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of...
What is Mortgage Insurance?

What is Mortgage Insurance?

Most people’s dream is to one day have a home of their very own. Their own “Castle” so to speak. However, becoming a home-owner has become increasingly difficult over the years, particularly with the price of property increasing and lenders regularly changing their...